Flood Hazard Information

Flooding is North Miami’s most common natural hazard — but with the right information and tools, you can reduce your risk, protect your property, and save money. 

This page offers a snapshot of what you need to know — but for the full story, explore our newly updated 2025 Flood Hazard Information Brochure, now available online.

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Find Your Flood Zone Instantly 

Use our new Forerunner Flood Tool to: 

  • Look up your property's flood zone
  • Access your Base Flood Elevation (BFE)
  • Get a printable flood zone letter

Thinking About Building or Renovating?

If your property is in a Special Flood Hazard Area (SFHA), special rules apply: 

We can walk you through the process. Just call or email before you begin any work. 

Review the City’s Floodplain Regulations 

Flood Risk Is Rising. Are You Covered? 

Most homeowners’ insurance doesn’t cover flood damage — but affordable flood insurance is available. Because North Miami participates in FEMA’s Community Rating System (CRS), residents may qualify for a discount of up to 20% on their NFIP policy. 🔧 

How You Can Help Reduce Local Flooding 

Every resident plays a role in flood prevention: 

  • Never block storm drains or swales with debris
  • Avoid dumping waste into canals or catch basins
  • Report flooding or drainage issues to the City 

These small actions help protect entire neighborhoods. 

Dive Deeper: Read the 2025 Brochure 

Want to learn about flood zones, insurance tips, and how to protect your home? The brochure is packed with practical info, FAQs, and expert advice tailored to North Miami residents. 

2025 Flood Hazard Brochure (PDF)

Need Help or Have Questions?

We’re here to support residents, businesses, and contractors in navigating flood risk and compliance. 

Contact the Floodplain Management Team
Building Department
305-893-6511 Ext. 18003
gbeswick@northmiamifl.gov
Monday through Friday
8:00 AM to 5:00 PM