The Housing Division's overall goal is to assist the City of North Miami in creating a viable urban community by providing decent housing, a suitable living environment and expanding opportunities, principally for very low, low and moderate-income persons/families (with incomes not exceeding 120% of median family income for the Metropolitan Dade County area).
To achieve the above, the Division is responsible for the following tasks:
- Administering local, state and federal funds designated for housing and community development.
- Identifying housing and community development needs within the City.
- Planning, developing and implementing programs and activities to meet identified needs in housing and community development, such as homeownership, single-family rehabilitation, rental assistance, and public facilities and improvements.
- Working with "not for profit" organizations to expand opportunities and quality of life for low and moderate-income residents.
The grant program provides funding for Community Based Organizations (CBOs) offering a variety of public service activities.
The HOME (HOME Investment Partnership Program) is the largest federal block grant for state and local governments designed exclusively to create affordable housing for low-income households. Each year it allocates approximately $2 billion among the States and hundreds of localities nationwide.
The Neighborhood Stabilization Program is administered by the U.S. Department of Housing and Urban Development (HUD) to aid in purchase of foreclosed or abandoned homes and to rehabilitate, resell, or redevelop these homes in order to stabilize neighborhood and stem the decline of house values of the neighboring homes.
The City of North Miami State Housing Initiatives Partnership (SHIP) Program encourages building active partnerships between government, lenders, builders and developers, real estate professionals, advocates for low-income persons and community groups to promote and produce affordable housing.